Terms of Service

Last updated: June 23, 2025

By accessing or using FinMind AI ("the Service"), you agree to be bound by these Terms of Service. Please read them carefully before making a purchase or using the platform.

1. Service Description

FinMind AI is an AI-powered financial management platform that helps individuals and businesses track, analyze, and understand their finances. Access is granted on a lifetime basis upon a one-time payment.

2. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use this Service. By using FinMind AI, you represent that you meet these requirements.

3. Account Registration

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately at support@finmind.online of any unauthorized access to your account.

4. Payment and Billing

• All purchases are one-time payments. There are no recurring charges or subscriptions.
• Prices are displayed in US dollars (USD).
• Payments are processed securely by Stripe. We do not store your card information.
• All sales are final except as described in our refund policy below.

5. Refund Policy

We offer a 7-day money-back guarantee from the date of purchase. If you are not satisfied with FinMind AI for any reason, contact us at support@finmind.online within 7 days and we will issue a full refund, no questions asked. Refund requests submitted after 7 days will not be honored.

6. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws.
• Attempt to gain unauthorized access to any part of the Service.
• Reverse-engineer, copy, or redistribute the platform or its code.
• Share your account credentials with unauthorized third parties.
• Use the Service to transmit malicious code or conduct fraudulent activity.

7. Intellectual Property

All content, features, and functionality of FinMind AI — including but not limited to software, text, graphics, and logos — are the exclusive property of FinMind AI and are protected by applicable intellectual property laws.

8. Limitation of Liability

FinMind AI is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including financial decisions made based on data provided by the platform.

9. Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue the Service with reasonable notice to users.

10. Termination

We reserve the right to suspend or terminate your account if you violate these Terms. You may cancel your account at any time by contacting support@finmind.online.

11. Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes will be resolved through good-faith negotiation, and if necessary, binding arbitration.

12. Changes to Terms

We may update these Terms from time to time. We will notify users of material changes via email. Continued use of the Service after changes constitutes acceptance of the new Terms.

13. Contact

For any questions about these Terms, contact us at:
support@finmind.online